See exactly how much more you could earn under a net branch structure compared to traditional retail. Enter your current production below.
How Net Branch Compensation Works
In a traditional retail model, you earn a fixed basis point split — typically 50-100 bps — set by your employer. No matter how efficient you are, your per-file income is capped.
Under our net branch model with 200+ Lender Network Banker & Broker access to 200+ lenders:
- You set your own margins — price each loan based on your market and borrower relationship
- You control your costs — transparent platform fees with no hidden charges via Clear P&L
- You keep the difference — 100% of revenue above platform costs goes to you
The calculator above uses conservative estimates. Many of our associates earn significantly more, especially on jumbo, DSCR, and non-QM products where margins are naturally wider.
What’s Included in Your Net Branch
- Compliance Support — full compliance and licensing support
- Virtual Branch Platform — virtual branch operations from anywhere
- 7-Day Onboarding — onboarding in as little as 7 days
- 200+ Lender Network — 200+ wholesale lender access
- Clear P&L — 24/7 financial transparency
- Marketing Support — custom marketing and brand support
The calculator uses conservative assumptions for net branch income (110 bps net after platform costs). Actual earnings depend on your loan mix, margins, and volume. Many associates earn more, particularly on specialty products like DSCR and non-QM.
Platform costs are transparent and competitive. They include technology fees, compliance support, and processing infrastructure. We review all costs in detail during your confidential consultation — no surprises.
The net branch model scales with your production. In slower months, your costs are lower. In high-volume months, you keep more. There are no minimum volume penalties — just transparent economics.